Should You Be Concerned About Inflation?

Greetings to all, I hope everyone is enjoying summer.  It is hard to believe it is mid-August already!  It’s not just the weather that has been warm lately – inflation has also been heating up.  Rising inflation has been in the news a lot lately, and almost anyone...

Reach Your Spending and Financial Goals

Understanding spending is important to understanding your overall financial situation, and to effective financial planning.  I sometimes say to people that I can crunch numbers all day long, but it won’t be meaningful unless it’s grounded in how you live.  When people...

How The American Rescue Plan Act Can Help You

Greetings to all, and happy spring!  I hope everyone is enjoying the longer and warmer days. Many of you are likely aware of the recent passage of the $1.9 trillion American Rescue Plan Act, which provides relief funding to individuals and businesses, as well as to a...

Myths and Facts about Social Security

Social Security is an important, and even vital component of retirement income and retirement planning.  However, there are many aspects of Social Security that are often not well understood, and even misunderstood.  This month’s edition of Tom’s Tips focuses on myths...

Six Keys to More Successful Investing

The start of a year is a good time to review how we manage different aspects of our finances.  Saving and investing to meet major financial goals such as retirement are important elements of financial planning.  This month’s edition of Tom’s Tips outlines six keys to...

Five Questions about Long-Term Care

Greetings to all, and happy summer!  As the baby boom generation ages – about 10,000 people per day in the U.S. turn 65 – long-term care considerations are receiving more attention in the media, and with good reason.  Many people do not adequately consider...

Buying a Home: How Much Can You Afford?

Spring and summer are prime home buying seasons, and buying a home is the largest purchase most people will ever make.  Before making this large investment, it is important to understand how much you can afford.  The answer is different for everyone, and...